Low APR credit cards are available in this category. Most of these cards have competitive rewards programs attached to them as well as 0% introductory terms for both purchases and balance transfers. With recent cuts affecting the prime rate, variable rates for these low apr credit card offers have been drastically reduced. Balance transfer credit cards with 0% APR terms from major issuers. You may transfer your balances instantly online and with some offers pay no balance transfer fees which will save you up to $75. It is important to choose a balance transfer credit card with a 0% term to maximize your savings. Cashback credit cards with 0% APR's and instant online approval. When you apply for one of these deals, you will receive a credit card that rewards you with up to 5% cashback on purchases made at particular locations and 1% rebates made elsewhere. Larger cashback bonuses rotate with these card based on partnerships between their issuers and an array of merchants. Business credit cards with generous credit lines, no annual fees, and rewards programs that allow you to earn miles, cashback, or points redeemable for gift cards, gift certificates, and merchandise. Browse through business credit card offers, apply securely online and begin to save. Miles cards allow you to earn 1 mile for every dollar spent on purchases. You may redeem your miles for tickets, crusies, and hotel stays. Though there are several different types of airline issued cards, it is recommended to apply for a general miles card which gives you the flexibility to travel on any airline with no blackout dates. Student credit cards are for young adults who need credit to subsidize educational or living costs while they are in school. Though these cards have slightly initial higher interest rates than other offers available by their respective issuers, they are very useful tools (when used responsibly) to build credit ratings for adulthood. Instant credit cards are offers that give consumers and immediate online response after application submission. There are instant credit cards for those with good credit and instant credit cards for those with bad credit. Both of these types of offers typically offer 60 second notification. Be advised that if you have bad credit you should apply for a bad credit credit card rather than a traditional instant offer. Gas credit cards offer rebates up to 5% on gas and service station purposes. With current fuel costs, this translates into savings upwards of .15 per gallon. To maximize savings, select a gas rebate credit card which allows savings at any gas station. Specific gas cards come with higher rates and limit savings by forcing you to fill your tank at their locations.

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