|
American Express Credit Card
The American Express Credit Card is a preferred credit card for many consumers. The American Express Credit Card proves ideal for personal use, for corporate needs and for small business owners alike. In essence, there are several American Express credit cards available and each one gives the user additional spending power.
The personal American Express credit card is associated with a number of benefits that credit card users covet. With the American Express credit card, consumers get the reassurance found in the Buyer’s Assurance plan – a plan that offers to extend product warranties, and access to a traveler’s hotline that offers assistance when traveling and an emergency arises. Also, one will find that American Express credit card beneficial in times of travel when a rental car is required; the use of the car also comes with the benefit of rental car coverage in terms of damages and theft. Plus, all American Express credit card consumers get special purchase protection: a plan that covers any items that may be damaged or stolen.|
| | One From American Express
|
|
Intro APR - N/A
Intro Period - N/A
Regular APR - 14.24%
|
| Blue From American Express - 0% For 15 Months |
|
Intro APR - 0%
Intro Period - Up To 15 Months
Regular APR - 12.24%
|
| American Express Preferred Rewards Gold Card |
|
Intro APR - N/A
Intro Period - N/A
Regular APR - N/A
|
|
All American Express credit card holders will appreciate the ease in which they can manage the credit card account in question. Online access to account information is offered by American Express. Consumers get immediate access to monthly bills and can even set up an auto pay option online. The auto pay option makes certain that the consumers payments are always timely – thus, American Express helps the consumer in every way to maintain an outstanding credit rating. Further, complete year-end summaries are provided for easy financial recording and bookkeeping. Finally, if a dispute should arise over a charge, the American Express team will assist consumers in finding a solution as soon as possible: the consumer can contact American Express via a toll free number or online avenues.
If American Express is accessed via the Internet, the consumer also has access to important financial information – information on how to prevent fraud and identity theft. Today, it’s more important than ever to be educated about the myriad instances of fraud, identity theft and the prevention of the latter issues. Obtaining a credit education is made easy by the company that offer’s American Express credit cards; consumers can learn how to establish good credit, how to keep a good credit rating, how to properly manage their credit card account, how to read and understand a credit report, and more.
Businesses and corporations truly enjoy the benefits offered through the use of American Express credit cards. Easier bill monitoring, easier record keeping and tax time is a breeze thanks to the organizational offerings of American Express. Tracking business expenses is made simple with the use of American Express business cards and the company often offers innovative ways to save on business expenses. Employee credit cards are available for the convenient management of expense accounts and there are various business rewards cards available.
In addition, employee accounts can be defined with specific credit limits – it is easy to prevent employee overspending with American Express credit cards for businesses. Like the consumer credit cards offered by American Express, businesses can set up automatic bill pay options to ensure that every vendor or bill is paid on time. What’s more, the information tracked by American Express, the business information can be imported into some software applications for easy finance management and account reporting. Overall, the best thing about any American Express credit card is that is excepted at many places as a convenient payment method. American Express makes it easy to apply: consumers, business owners and corporations can apply online using a convenient, electronic application process.
| 
