Your everyday purchases earn you 3% cash back every time you use your card for eligible Gas, Grocery and Quick Service Restaurant purchases. And you'll still receive a full 1% for every dollar spent on other purchases. So, your cash back rewards add up quickly. Earn $50 in rewards and redeem for a $50 check, or save up $200 in rewards for a $250 check - that's a $50 bonus! There's no annual fee. Best of all, you can switch your rewards to earn points instead of cash and take your rewards with you. Apply Now!