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Instant Credit Cards
Apply online for top instant credit cards. These offers allow decisions in under one minute. The instant credit cards listed here as top picks were chosen based on a variety of factors including, but not limited to: length of 0% terms, lack of annual fees, rewards program, and variable rate after the end of the introductory term. You may follow this link to instant approval credit cards to view all offers available with an immediate response. If you have bad credit, apply for a bad credit credit card as they all offer instant approval.
| Discover More (SM) Card - Top Cashback Offer |
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- 0% Intro APR*
- Earn more cash in more ways than anyone else.
- Unlimited cash rewards, automatically.
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
6/12 Months* |
10.99% |
$0 |
Yes |
Good |
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| Bank Of America Platinum Plus Visa Card - No Fee Balance Transfers |
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- 0% Intro Annual Percentage Rate (APR) on purchases and balance transfers for the first 6 months.
- No Annual Fee
- Credit lines as high as $25,000
- Online Banking Service
- Total Security Protection
- Card issued by FIA Card Services, N.A.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
6 Months |
8.99% |
$0 |
Yes |
Good |
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| Citi® Platinum Select® Card - Top Low APR Card |
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- 0% APR* on balance transfers and purchases up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
Up to 12 Months |
As low as 8.49% |
$0 |
Yes |
Excellent |
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| Blue From American Express - 0% For 15 Months |
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- Fee-Free Rewards Program
- 0% APR for up to 15 months
- No Annual Fee
- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
- Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
Up To 15 Months |
12.24% |
$0 |
Yes |
Good |
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| Chase Flexible Rewards Platinum Visa Card |
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- 0% Introductory APR* for up to 12 months on all purchases and balance transfers.
- No Annual Fee
- Earn 1 point for every dollar spent.
- Redeem for airline tickets, hotel stays, or car rentals.
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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Type |
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0% |
12 Months |
13.24% |
$0 |
Yes |
Good |
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